PML don't charge points.. one it may be illegal and or they simply don't know they can or cannot.PML is someone you know personally.. anyone on the net or any other kind of advertising is NOT a private money lender they are a HML just trying to market them selves as a PML as there is a perception the money is cheaper as indicated above in some of the responses.for folks doing a deal or two a year PML can work.. anyone who is looking to scale will normally run PML out of money after a deal or two.. so really depends on what your trying to accomplish. 

I've just run into a situation where a home that I own is being advertised via Craigslist by another individual.

Also, make sure you are advertising in a media that gets the most exposure.Look at your property.

They advertised the fact that they had well over a thousand cash investors all over the country.

If you take a look at David's website [REMOVED], you will notice that he has Dallas field trips advertised.

Just thought I'd throw that in the show that I'm not false advertising.

Just my evidence.If you're not getting the level of calls you expect and it is well advertised, your price may be too high.

I see the P&L template in the fileplace…unfortunately it only covers rentals.The most common P&L template I keep seeing around the internet first breaks down as follows…SALES – COGS = GROSS PROFIT.GROSS PROFIT – Op Expenses (advertising, travel, phone, legal, etc)= NET PROFIT BEFORE INCOME TAXESI’m guessing expenses that wouldn’t exist if a specific contract hadn’t otherwise been proffered should be recorded as OE and expenses attributable to specific assignments/simultaneous closes should be reflected as COGS?

Sometimes people will advertise the big houses at $2200 instead of $1900 because they will allow roommates.

I've been looking around online, and it looks like according to federal law, I can't advertise these things, but I can make decisions on them as long as I'm living in the property.