They cover a lot of items, including the heating and AC units.

I have a list of interview questions related to managing properties, landlord-tenant law and things that are my personal hot button items.

Joshua, I think it is a terrific idea as it will be a big 2010 topic since everyone can transfer funds from a traditional to a ROTH IRA and eveyone should start thinking about it.

Different factors drive those two items, so its possible for them to diverge.

If you don't have money for traditional financing, you will have to pursue a strategy of creative financing, without banks.

maybe you can create a LinkedIn Profile and post your items there

Of course you can also negotiate to reduce the price on many other items as well.

I think some of those items may have gotten mixed in together for different days.

The two major differences are that while you may have the same coverage on your structure, you typically have much less coverage on your contents and sometimes this coverage is limited to appliances or a specific list of items.

Capital items aren't "expenses" in IRS terms, but are money out of your pocket.