Those that want to stay won't be responsive to the bankruptcy marketing - it is going to mean selling, and they aren't (yet) interested in that.Ones who have struggled in bankruptcy - trying to make payments on the amounts due to the bankruptcy trustee and trying to stay current on other payments - those eventually become more motivated, after they have tired of the struggle.

Combine that with bad credit and you will struggle.

., 3) and balance sheet in order to plan your finances to banking guidelines so that you not only obtain financing but you do so while minimizing the burden of unnecessary taxes, increase cash flow, manage debt expense/rates, and increase equity growth.Most loan officers will struggle with just getting you a loan as they are used to W2/salary/hourly borrowers with very simple scenarios.The hard part about working with self employed/ business owners/ investors as borrowers is that as a LO you'll have to sometimes comb through multiple partnership, corporate, personal returns, amortization schedules, and other tax schedules to determine, analyze, extract, and find additional income to make a scenario work and it not only takes financial analysis skill but also knowledge of the guidelines and most crucially how the LO can sell the "story," whether it be income, occupancy, asset seasoning, or other to the underwriter to ultimately get you an Approval with the least brain damage as possible.Beyond the analysis and loan qualification skill they will help present you with different scenarios to better your investment return, how to obtain your capital again after an acquisition, strategies, timelines, and generally figuring out ways to make your untouchable equity turn to a lump sum of cash (cash out), or how to convert a jump sum of cash into streams of income (vice versa).

The borrower is struggling with a $10k remodel on a $62k house.  

I know the market there is still struggling to recover.

A lot of us are struggling between cashflow and appreciation.

I admit I fell into it & struggled somewhat but it has been a great opportunity. 

What I am struggling with when trying to move forward is additional capital. 

I think I know what the knee jerk reaction is going to be here: Absolutely not!  Hear me out...The goal: Purchase a multifamily property as my first ever purchase with 3-4 units on an FHA loan with as little down as p...

My real estate net worth is over 1 mill so obviously I am not struggling for funds.