I like that aspect because they have more ownership to make it work for the both of us.  

I found this community to be a great platform for me to learn new aspects of real estate and investing.  

Reduce scope/size of the project, in particular as it relates to framing and other aspects of the build that rely on lumber.2.

I want to stay in the short term rental business so my intent is to use the gains to buy 2 single family homes in a cheaper home in the outskirts of the city on a strategic location.

:D John, I love that aspect too!

I am managing the property as I am trying to get into the management aspect of RE.

Just figured it was similar to West Virginia in this aspect. 

it may change certain aspects of your strategy depending on what you want to do. 

If you want to build a real estate portfolio and deal with the semi passive aspects of managing a property manager and contractors and dealing with banks. etc...then buy more rentals.

But that's me because their ROI has been far greater than 6.16% annually over the years.In summary, I would take some of the advice from the other experienced investors in your thread and consider increasing the amortization to at least 20 years (unless you have a real strategic benefit from keeping it at 15-years) and also boosting the rents to proven market values.Please consider taking those considerations into account in your analysis and share an updated screenshot of the new numbers.