@Nicole Obregon I will have my son check his lease for something like this- thanks for the info.

:)I have had a beard for over 30 years, but Christmas 2021 my son-in-law said he was going to to the yeard so I said I would do it with him.So that year is up plus a month and here is where I am at.

My son and I were rejected for a refi cashout because of his self employed status. 

Also, In midwest typical appreciation is like this :Alabama 2015-2016 70-80k sfr   now around $110-$120kIndiana/Wisconsin from $80-100k to $130-150k.The basic logic of investing for appreciation remains the same, from algorithm perspective is straightforward:You invest SF at the most expensive place that you could afford to buy (Cupertino,Atherton,Palo Alto). 

However, my oldest son and his wife are stationed in Norfolk and have fallen in love with the area.

I even teach my son to avoid this traditional thinking, I explain to him the importance of passive income.While I'm building up my passive income to the level of my earned income, I remain self employed so as to avoid any job or manager I'd hate.

Then she proceeds to tell me that my son and his friends are talking just outside her living room window and is very distracting to her when she is trying to work (this is 5-6 pm on a Saturday!)

He is a male in his 40's with a teenage daughter and a younger son.  

Luckily his son has joined his practice and is learning. 

so i am nowhere clsoe to getting ready to invest in real estate but i wanted your help. i spoke to my wife about future plans of investing in real estate. she did not take that well. she is very short term minded like making sure the house is fixed up. paying my student loans down. credit card down. making sure the kids are taken care of. all very important things but i am looking long term. i am the one who opened up the kids college savings account and got my sons savings account over 1k in savings getting ready for him to buy a car in about 5 years.so i do have credit card debt about 6k worth and 45k in student loans. i am currently reading set for life by scott trench but how has couples here with kids dealt with there personal finance and talk to there spouse about investing in real estate thanks!