I echo Ryan's comment on AMI, they have been great to work with in the past and they understand real estate investment construction (where to spend money for return, where to save, and what finished are durable for renters).

So we would love to add one to all of our homes.The current plan is to leverage 2 properties to build one row house then refinance and build the next, continue until all of our rentals in this market have a carriage house.We would be able to save some $$ if we were able to build them all at once.

My situation is this:I have about $150k in assets broken down by $50k in cash, $20k in a 401k, $50k in Roth retirement accounts (can be pulled out without penalty but would prefer to avoid losing tax advantage), and $30k in liquid securities. 

Many of my interests spawned from finding ways to save money.

This might be more of a polling question...if you had money in the stock market and 401K and savings etc... would you liquidate those sources to buy more real estate or do folks believe in the diversification of investments?  

Along with the refi after a year or two, I would save up the cash flow to buy another property or contribute to the down payment to get to 78% LTV as fast as possible to avoid PMI and to be able to qualify for a regular loan.Based on everything I know, this plan seems to be the most efficient way to acquire as many units as possible in the shortest amount of time, but again I am fairly new and don't know all the possible options.

I am the head of a single-income household of 4, and after accidentally discovering BiggerPockets and Robert Kiyosaki, I've decided to move my family into my in-law's place (from Garfield to Bergenfield) in order to stop paying rent and begin saving serious cash for investing in the near future.I would like to start off with a duplex/triplex/fourplex as primary residence while collecting decent cashflow.

After approximately 8 months with both of us working full time and with the funds from our house, we had enough saved up to finally close on 2 properties in downtown Denver (we actually built these on foreclosed land, probably more suitable for another post).

There is no saving this guy.

As others said, you probably have to save up a little before doing a deal to get that down payment.Brian