However, I personally go 1 step further as many people have outsized debt obligations. relative to their income.

Personal Finance folks I've found have $5k minimum fees and such.

So, I borrowed the money from the person that stayed in my first house as she had just sold her house and made a fair amount of money off of it.

I PERSONALLY feel the attorney should be neutral and alert me to red flags and lay out my options.I 100% understand why my real estate AGENT would push me, so ...

@Agustin Conti personally if he wanted to rent a pressure washer to clean it, I would reimburse the cost but I wouldn't paint it.

The schools ignore personal finance and business and hence people enter the world totally clueless as to basic concepts of business and finance.  25 years ago when I was financing small investors I made a loan to the purchaser of a small 12 unit apt complex.  

If purchased with financing and the security interest represented by the UCC was timely perfected, I would have a completely different opinion.It is actually a loan, however, the panels are not attached to the property as is stated in the agreement:"Personal Property.

In my personal opinion location of the property is paramount at the moment. 

We own both a mortgage company and a real estate business, we do a ton of real estate investor deals, and, personally, my wife and I have flipped or built dozens of homes.

@Jeremy MahoneyThese are very personal questions that require more info to answer properly but below are my answers.