Ideally looking for another MI wholesaler to share, but am unfamiliar with the differences if they exist. 

Dave and Joel, thank you for those ideas, I would ideally like to remain here in Venice CA (LA) while my mother and father are still alive, I guess the best thing that could happen would be to REFI and get the loans consolidated1st 470k 5.875% fixed 30 11 years in already2nd 250k 3.40% Adjustable till 2017 then principal as well!

Ideally I would like to do a house hack where I live in one of the units and rent out the other 2.

I deal with several agents on a daily basis whether it be for appraising or investing.

Our opinion is that an R/V ratio of 0.7% is a minimum with an ideal number closer to 1.0%.  

The broker was talking out loud about a 2nd mortgage, but said it wasn't ideal. 

I deal with a management company who offers reasonable referrals to me for finding them properties to manage. 

I'm not in an ideal situation as far as my career is concerned and I'm not content on settling.

I'm hoping to find a property that is at least 10 percent undervalued, ideally a duplex, where I can sign renters on a year-long lease immediately, so that in one year I can move into another similar property and show the year's rental income as payment for the property's mortgage so I can buy another property in a year.

I believe this is necessary so that I can acquire investment properties to cash flow and ideally get deals by acting swiftly.On these lines I have several questions in regards to hanging my license and if it may be to soon for me to try to do.