You can literally be a middle school school dropout, turn 21, and the next day be a Big Bank loan officer without ever passing a single test.But for Local Lenders with flexibility, we face a LOT of hurdles just to add a single additional state or even maintain our own...Think of that whenever you read "lending in all 50 states!"

@Ken Shaw  That's what I do almost exclusively. 

I guess my intention is to purchase free and clear then pull my initial investment out and acquire additional property

Do they get "home owners" or "renters coverage" and is my llc listed as "mortgagee' , "certificate holder' , "additional insured'. insurance agents feedback would be appreciated Thank you.!

Additionally, learning the different market segments, especially here in Central Ohio, would help us focus our attention on what others have found to be the most successful paths to follow.

By Zillow's own assessment, they admit that their data is coming exclusively from assessed values:http://www.zillow.com/howto/DataCoverageZestimateA...This changed from about a year ago when they gave themselves 0 stars because of the lack of data.  

In addition, I would update the listing to mention that you're open to owner finance at a very reasonable terms such as 6-7% interest rate with 20% down payment, no credit no problem and hope that would spurn more interest.

Thank you @Scott Ryne it's amazing that you explaining what I want say in a lot better way. the projects it might be small or big and either he is under paid or over paid very true. in addition that it's my benefit to reduce cost and the bigger the project the better his fees, I feel it's not fair.

I am new to REI and want to get into wholesaling initially to build some additional investing capital.

The addition income without addition expenses adds value to the property.