How do you find an agent/realtor that is willing to write up offers that are going to get denied 98% of the time?

I don't think anyone denies that it's really expensive to live in the Bay area, if you want to live someplace decent, but it's not impossible and not at the outlier fringes claimed by the OP. 

That also makes the abusive tenants think twice about calling, but I make it clear that its only used in the most egregious cases and to feel free to call during business hours for us to work out potential issues over the phone.

Should I allow him to apply and send him an application and then deny him or deny giving him an application on grounds he has an eviction?

CPA has denied giving any letter of explanation as of why she originally missed filing info about rental stuff on schedule E.

Have had a few tenants call me and say the teller denied the deposit , I told them to go back in and tell them it's a business account and it worked .

My wife sat in the office for two days and said every single person she saw was denied or told to change stuff. 

But some of them like TD bank, for example, told us " If you would have mention to us that you need HELOC to buy investment property we would have to deny your application." 

A member who is denied access to official records is entitled to ten dollars per day for the association's failure to comply.

Deny it at your own risk.