i will post some pictures if anyone would like to see.       

Take pictures too!

This could be a deal but if he's painting a beautiful picture then why is he selling it?

This is a corner as well.As seen by the picture it appears the house sits on 1 parcel and a tiny bit of the other.

I have great knowledge in residential construction being residential superintendent for 22 years and growing up in the trade and working my dad building custom homes.

Below is the picture of the property.

I swore off the Big Banks in 2009 when, as a Chase mortgage customer looking to move to Georgia for a job relocation and looking into a new mortgage loan, was told by Chase "Oh, why don't you call Quicken Loans" (Translation: Drop Dead).  

someone is not being totally honest. reassess the financial picture and the relationship with your father. if you love him money won't matter... uphold your honor and help him by taking the higher ground

First, understand that you are the customer.

He could probably deposit some cash aside from owning the land itself, but i highly doubt if he would like the idea, he would rather roll it in a business than letting it stay in the bank.The end customer is still going to be him, he won't be selling it to somebody, so I am not sure if that mkpakes it much easier or much more difficult getting the loan.If your advice is skin in game, maybe free and clear lot plus approved permits will be the best route, then shop for loans.