This is partly due to FHA program compliance which requires a certain percentage of units to be owner occupied (last I checked it was 50%).

I would envision this book to be a lot like the book on Tax Strategies in that there are a lot of laws and "dry" content to make sure you meet all the SEC compliance things.

Big difference, selling the park is commercial and the D-F won't apply.Dealers have different restrictions as to DF search for DF related posts by Ken Rischel, he's the compliance expert here on chattel liens and parks.As to RTO, the are specifically addressed in the SAFE Act which was incorporated by DF and ARE covered transactions.

The SAFE Act was later incorporated into the Dodd-Frank Act, so it's alive and well requiring compliance.The guy you need to speak to, IMO, about MH financing is @Ken Rishel who has a compliance operation specifically for MH dealers.

As part of the origination, they will underwrite the borrower and handle all of the compliance that is involved.

The training to do this yourself takes a lot of time and believe there are weekly tasks to show compliance that the water quality is acceptable.  

Is there any other way to do my own contracting while still being in compliance?  

Perhaps @Dion DePaoli sees something I don't.Hopefully you've used a RMLO and done this new note in compliance with the plethora of regulations. 

And according to the Dodd -Frank law, are there things I need to stay in compliance with like getting a mortgage loan originator?

From a compliance perspective, I don't think you'll have a problem if you're only providing a professional consulting service and providing information.