We currently have a home warranty (through Old Republic) in place that would cover the cost of replacing or repairing the water heater should it break.

But one of my hobbies is reading books about body language and deception detection.  

I have someone looking to invest but they are more interested in a tax break than in the return.  

Hey Charles,Please fill out your signature profile so that your website and contact info displays on each post.Contact info does not go in the body of the post but the signature.

@Charles Socci I am working on obtaining a license, I let my expire, but I think as long as I'm not representing anyone I am not breaking any laws but I will be sure to double check.

Originally posted by @Sean OReilly:...can be good opportunities for me to go in, lower rent and recover utility costs  My first impression is that this will be a break-even (- lower rent, + utility billings), and that you will not get paid for your development and implementation costs. 

For younger/mid cycle guys it can be tough breaking even or making repairs out of pocket because rents are paying down so much principle each month. 

It really left us high and dry come selling time since we're pretty much breaking even on sale prices + fees - mortgage balanceI'd like to avoid PMI especially since seeing now that they never go away on an FHA loan.  

I simplified by breaking our family budget into 6 areas, and placed cash in a small accordion folder only what was budgeted for each area.

So idiots dont break thru themThe stair stringers are cut from 2 bye 12 and are only about 20 to 22 inches apart,,with these 2 bye 10 tying them together