It's simply the wrong way to start off.While you've got that going on, take the time to continue educating.

Your qualification depends heavily on the use, but this could be an option for a high leverage loan.Alternatively, consider more creative capital structures.

Leverage is risk, risk is subjective.

I feel like that’s for people who have a lot of upfront cash so should I start with the 4plex and house hack . ( mind you I will have a down payment and not be over leveraged) All responses are appreciated

Enhance both of y'alls education and try to keep current.

I'm still in the "information gathering" phase of the deal, but I've spent the last few days educating myself on hard money loans, the costs associated with them, and the problems that people experience in getting the deal done.

Cash deals produce more money when the deal is said and done but leveraged deals create more ROI.

Education does not count.

BP offers the opportunity for the consumer to educate themselves (if they choose) rather than just buying the hype. 

Account Closed I would start at an office that offers education, learn the systems and processes first.