Hi Ertha,We have been flipping in Toledo since 2014.One of the first companies to do as many deals as we have 👍We get a lot of deals from wholesalers, disposition managers and believe it or not Craigslist.I feel like there is always a deal to be found on Craigslist.You have to have feet on the ground to inspect, be quick and close with cash.The good one's don't last long.Thus the importance of establishing the right people on the ground before investing in a specific market.Wishing you much success

So if the flooring is expected to last for 10 years (I don't know the number) and they were there for 4 years and now it has to be replaced, you can charge them for 60% of the replacement cost.

I contacted PPR for the first time last week and they responded promptly. 

I already made 12 payments last year8.

Just like, in 2005-2007, a bunch of 'stated income' loans drove home values to stupid levels, for the last few years we've seen these residential "no DSCR required!"

Ive tried Turbo tenant for my last two and it has simplified it a little.

Can you elaborate on your last sentence? 

Throw us a balance, rate and what your PI payment will be or how short you want to pay it off and I'll tell ya. 

Being 1099 and not having guaranteed income is challenging as is, I'm essentially dipping deep into my safety net to fund this project but the last couple of years have been great and I'm eager to get started.

I've developed my best and most long lasting relationships at meetups.