@Bryan Terry  With conventional or government financing, you would need two separate loans if they are two separate properties. 

And it's like what happens at the gun store when the government starts talking about gun control.

Lowering rates is one way governments can help ease a recession.

I’m reading lots of articles on the possible transition of Fannie Mae and Freddie Mac out of government control.

There are some places like up in the panhandle where the local governments support it and welcome it and then there are other areas like the city of Orlando that have strict limitations.

Government doesn't usually think that way though.If you get an assignment of the mortgage, then controlling the SBA loan would be better for you too. 

Whatever notice we receive if the building, or any part of it is taken by any government agency for any reason.

If you have an option I would tend to do a lease because it is more used which any expected buyer would want to review what governs each unit before they would purchase it, usually, and usually it would be good to approve whatever your need is.Vacancies always tend to hurt on fewer unit complexes.

My initial thought is that it is because we went to our Local Government Employees Credit Union.

Tax savings through depreciation (whether standard or accelerated) are essentially a 0% loan from the government but it must be repaid when recaptured.