Do you have a unique strategy that allows you to "crush the market" like the above that you'd like to share with other BP Pro members?

This doesn't happen all the time, but it does happen on occasion - each situation is unique.

Consumer loans are based on the borrowers ability to repay the debt.  

Credit Union's are similar, just having equity isn't enough, you have to show an "ability and intent to repay" as they taught me in finance class oh so many years ago...banks and credit unions are not collateral lenders.

That being said, there are always situations out there that are unique opportunities that most investors will pass up. 

It will likely take something unique with them to get the owners attention.

Hello all,I'm looking at buying an additional question and have a unique scenario that I'm hoping someone else has run into.

They have invested a tremendous amount of money in you and you are repaying them by taking what they are paying you and not working for them during the time that you are focused on something else.Trying to rationalize it is useless. 

@Brian Rossiter I have been doing some research on student loan repayments and have found some solace of truth in repayment plans and negotiating down the interest rates.

Thanks for sharing about your unique niche out of country.