I've done the avalanche method to pay off some student loans because overall it's just good for your mental psyche to get rid of the baggage of the student loans.Currently, I'm saving up for a down payment while also paying a bit extra on each student loan.

For a long time my husband and I have been talking about investing in real estate, and we're finally financially (and mentally) ready to do so.

Seemed like a pitch and too rehearsed. 

I came from the construction side of rentals and really need to start approaching things with a business persons mentality.

Is that the wrong mentality?

@Daniel RiveraIf your investment value (appreciation) cannot keep up with inflation (3%) then the cash flow (cash is king or cash on cash only mentality) is not true, it is far less.

@Cameron Riley "A crazy tenant" is most often a psychologically battered human being under immense mental stress.

@Bruce Lynn wow that is interesting. i think i should try the family reunion/dinner. thanks@Neil Aggarwal the two grandsons are splitting 10k if this goes through. i dont think they really care wouldn't mind if the city just takes the house. one of them is very unwell health wise and has had 2 strokes behind trying to sell this house, so i think they just let it go mentally already. 

The general American sentiment towards home ownership be drastically altering its makeup, with a majority of survey respondents saying that they plan to rent and stay in the same place they are living in currently, with no impetus to move, as well as not financially or mentally planning for home ownership any time in the near future.Key Takeaways: Renters believe increases in rent will be manageable and are not deterred by them.

money is important but so is mental health.if something would require a lot of effort and a headache I would get rid of it.life is too short.let is be someone else's headache.