Of all of the banks and government entities, HUD is by far the easiest and quickest to submit offers (it is NOT the quickest for everything else).  

About half of that $15K was lost...

Can my co-trustee and I each claim half of the mortgage tax deduction?

So since it was less than 50% of our total joint assets it was an easy choice for me to just keep that as 'part of my half'.One interesting side note; do your own homework in ADDITION to seeking professional help.

On my low-end stuff ($30k-$100k), I do half of first month's rent, otherwise no one could afford to move in.

IE you could put a ball down on the back door and it would roll right out the front door.. so imagine as a lender you get a house back half finished and all goofed up LOL.these are the realties when lending on new construction. not to mention your GC does not pay subs etc etc.It very serious in Orygun were a properly filed materialman lien is a super lien IE jumps in front of the construction loan... ask me how I know :(out our way we have banks that will do loans for owner occ ... but your not going ot get into them with a low down profile.. need substantial equity and a builder the bank approves.

Over that 65' the one side had dropped half an inch over 40 years...

One thing is for sure, there a lot of granny running around Oahu sitting on paid off million dollar properties they purchased for nothing half a century ago. 

No one with half a brain is going to admit to you on the internet that they pay for things "under the table" anyway so not much use in asking questions about it.Best to just stay away from "under the table" payments this day and age.

A house like this has zero curb appeal or charm, and color is the easiest and cheapest way to give it some personality.I'm very aware different locales have wildly different attitudes and characters, have been to Nawlins many times, and as I wrote, not suggesting replicating the wildest of color schemes found in the Quarter, but as an example of how completely transforming a bit of color can be for a tiny house.Here are a few more examples, some from the Quarter.