Be pro active on this and communicate with the borrower with a happy face, don't bug them.

But then there are the faces that you see year in, year out.  

To be statistically 'safe' from a vacancy, natural disaster or other risk profiles, you need a whole lot more in differing geographical locations.Most people don't really need that safety because they don't often face the risks they fear and if you self-mange you can control your risks in better ways.Is 20 properties the right number for you?

I barely know anything about this market, much less markets everywhere else haha.

Bare in mind what a contract fee is worth in the market of the Subject Property.  

Now imagine if you were in a competitive bidding war for a property you would face similar waiting period whereas someone with their self-managed Solo 401k could write a check on the spot!

Making houses into a place someone else can be proud to call home would be an extremely gratifying career for me.I would love to hear from any real estate investors in my area that I can possibly gain some knowledge from or any new investors that could be potential team members.I look forward to all the new faces I am going to meet and experiences I will encounter on this new chapter in my life.

Besides if I screw up I will have to face them at the grocery store so I better do it right the first time.  

Bare in mind, even if debt is from the same creditor, the line is still closed and reopened, so there is no boost to credit for using the same creditor.It is impossible for anyone to really give too much more insight without looking at the credit report itself.  

Plastic is barely covering ground level open basement window areas.