Once I had the property under contract approximately $50,000 below market value, I contacted A private money lender.

hey - im also in fort lauderdale u can dm me if you need another set of eyes on that deal  - be very careful flipping in this market - check local data, dom etc so you dont get stuck on the market 

With the luck of the market, I benefited and realized that real estate is what I would like to do long term.

Are buyers leaning toward creative financing, or are there other trends you’ve noticed shaping the market?

Stay informed about market trends and local real estate conditions, and consider diversifying your portfolio to spread risk.

You won't see cash flow in your market, but the cost of the payments should be cheaper than $3,200/Mo and the negative cash flow will be money that's going back into your investment. 

Given that your rental property currently cash flows over $3K/month, the DSCR might be too low to qualify for the full $900K loan, unless you can show additional rental income or strong reserves.If your goal is to access that $200K for another investment, refinancing with a DSCR loan could be worth losing the low 2.99% rate, especially since it would eliminate the high-interest HELOC.

I have a house that will go on the market in January. 

As the current tenants been there for some times, deposits as well as the rents seems to be lower than what the market suggests.

Also look for emerging markets or areas that are seeming to grow.