At 25-30% down, no pmi and normal conventional loan should work.What area of Long Beach? 

I specialize in residential & investment real estate.I've been named Broker of the Year for Palm Beach County by The Realtors Association of the Palm Beaches & to date I've sold over $35 Million in real estate as one of the youngest brokers in the state of Florida.

I also live and work in Carolina Beach, a great place to be.

It had been rented out in the backyard of a house about a mile from the beach in Jacksonville, FL.

Pete beach.

Good Morning BP,I am looking to buy my first investment property within a year or so...I am currently weighing the pros and cons of buying a beach cottage to rent during the summer months or a year round rental.....If you have any insight on what you think would be best, i'd love to hear.Thanks! 

Huge difference on vacation time aswell, in the US 2 weeks paid vacation, in France 5 weeks, 12 days of RTT, plus 16 banks holidays ( if you had everything up its a total of 2 months in a half vacation per year. ) Plus if you are sick you still get paid while your home , if you a prescription from the doctor...I also miss the lifestyle, bringing beers to the beach with my friends, bars that dont ask your ID, activities, Europe is so small that you can go to one country to another so easily and travel cheap ( Bus to go to Spain, Train to go to italy ect ).There is also some magnificent places in the US, i'm in love with San Francisco, Yosemite, Grand Canyon, Mont Whitney, San Clemente , San Diego ect But we have such a low numbers of days for vacation here, that i can't do much.I was going to go back to France, but the economy is so bad right now, that i won't find a better job anyway.My ultimate goal, is to be financially free.

New to real estate world. Looking forward to meet some nice and genuine people with the same interest. 

Would also like to obtain some beach properties in NC, SC, or FL.Do you manage your properties yourself or outsource?

Any suggestions for a HELOC for properties within the community of Monarch Beach that sit upon leased land?