The only thing I have to say about that is it's still worthwhile to seek competent counsel (which isn't a random guy posting on this thread) because other statutes might interact with those laws in ways you do not expect.Take a Deep BreathWe would all have to know much more about the specific civil claims against the individuals who were busted for operating without a license to draw reasoned conclusions instead of emotional reactions.

Though I would not entertain any ban of a subject (as long as something illegal is not being promoted) mine and others experience with some "wholesalers" has been far less than worthwhile.

This niche isn't for everyone and is definitely not 'passive' when first starting out, but for those who are interested in the topic being discussed here it may be worthwhile getting the information from people who are actually actively involved in it.

had a big impact because she knows her stuff, can relate it in English and that fact that I helped or have helped her over time to learn the trade makes it all worth while.

But I'm sure with strong management and scheduling they are definitely worthwhile. 

I didn’t go as far as getting an actual quote, but it seemed to me the cost of the premiums makes this not really worthwhile unless you have some decent excess cash flow.It took me a few months of research and multiple simulations of different scenario (tax bracket, returns of outside investment) to decide to jump into life insurance.The cost of insurance makes you loose some money in the early years, but the cumulative grow of the policy compounding uninterrupted with the return of your lower initial outside investment will outgrow the outside investment alone after 6 to 9 years depending on the scenario I ran.

One thing that's worthwhile about @Brie Schmidt bringing this topic up again is that I really feel that it's incumbent upon good, reasonable people to call out BS when they see it.

There are so many factors that make a deal worthwhile to invest in.

And yes it's worth while to look for the best CPA you can.

There is a thread on this very site where I express hesitation to pay such a fee, then a few months later in the same thread I decide it was worthwhile after all.