On the other hand, apartment syndications have tax advantages such as depreciation that lower my taxable income brackets.

I could retire right now if I had just put the money in a taxable account and had access to it....Anyway, it was really easy.  

@Ishmeet SinghA self-directed IRA or 401k may generally invest in crowdfunding.Some crowdfunding opportunities are limited to accredited investors, but not all.If the investment represents debt to the funded entity, the investment is simple from an IRA perspective.If the investment represents equity in the funded entity, then an IRA or 401k may have exposure to Unrelated Business Taxable Income (UBTI), depending on the nature of the funded activity.Most IRA custodians can process such investments, but cannot advise you with respect to whether there is tax exposure to your IRA, which is why you want to have a CPA or work with an advisory firm.Crowdfunding can certainly have a place in your portfolio.  

A Solo 401(k) has an exemption in that case.Unrelated Business Taxable Income (UBTI) is generated when a tax-exempt entity engages in a trade or business on a regular or repeated basis, such as flipping/wholesaling in the real estate space. 

Your income from the rentals is taxable along with any other income.

I have not unpacked that yet in my education but I dont think that for 2021, which is the year I am questioning on, I would qualify since I have not met those requirements of hourly commits, etc.So with that being that I am not a real estate professional and my day job that provides my W2 at $100K earned income, will the amount $2900 reduce the taxable earned income to $97,100? 

You should NEVER use the taxable value to set your depreciation.  

Account ClosedEarly withdrawal from IRAs will be seen as taxable income, hence will be taxed with your regular income tax rate plus another 10% penalty (see this IRS page).

Discuss openly with the bank and get an Opinion Letter from the County Tax Assessor of your intent.USUALLY, this does not invoke the Due On Sale nor a taxable event from the County,but as always, get a qualified legal opinion first.

He STILL gets to depreciate his expenses blah blah, but WISELY, doesn't ignore investments just because they increase his taxable income)!