When the lender reviews the HUD statement your fees may bring up a red flag.

Walking son home from school the other day because he was a bit sick and some dumb a$& decided to run a red light, had to make sure son got to the curb, a bit painfully (he landed on his butt) but I got clipped by the vehicle.

How many consider this a red flag, or is proof of income enough?

Addresses on the application may not show up if they never applied for anything, but extra addresses are a big red flag not worth even investigating.

I feel I have an OK sense of what makes a decent investment, and what red flags to be aware of.

You should see a Big red flag if the owner will not provide the requested information think twice before advancing

There are some really horrible contracts used by some investor types here, just because some old operator has used something for decades doesn't mean it's a good contract, in fact, it should be a red flag as things change and many just keep doing what they have always done

HMLs are expensive and have minimums and red tape.You have 4 jobs:1.

Without properly exposing your property on the open market/MLS, you're potentially leaving $150k-$200k on the table to save $30k in this RED HOT MARKET.

.- Two tenants on disability complaining about their last landlord is a big red flag to me.