But you can't escape the value that comes from those non-quantifiable elements like experience, market knowledge, strength of your team, state of the market to ultimately determine Deal or No Deal. 

Appliances with heating elements will use the most amperage (or current) meaning they run your electric bill up.

I have an option with a local bank but they want 25% down (won't allow a bridge loan to brrrr my money out without a 6-12 mo seasoning period) the rates are much higher than freddie/fannie loans (5%), and I believe they will only do a 20 year amortization.I'm not super familiar with portfolio loans but I assume that's when you package multiple SFHs and THs into one large loan?

I can help you put together a package if that's the route you want to go.

I would recommend that you package the way that it makes the most sense to you and then talk with people about what you are doing and ask them if they know anyone who might be interested in a Real Estate investment. 

Hey @Anthony West, at that point (or before), talk to your lender about packaging those into 1 commercial portfolio loan.

@Gilberto Fuentes Absolutely pre covid we had trainings that are included in the package you spoke of.I did what we call full immersion wear you and a group go to coaching,then get on a bus and visit 3 properties,to do repair estimates and what to look for.One thing we get is a repair estimator program as well as a deal analyzer that plugs all the numbers in and tells you the profit.My first flip I had 1 hour to figure out a bid price repairs and an ARV.I bid 55k I figured 30k in repairs and 10k in holding cost and closing.I won the bid against about 12 other investors,my repair cost were 27k and my holding cost went up to 17k.I was moving too slow and interviewing contractors.I still pulled out just over 30k in profit.This deal would have been a perfect BRRRR.I could have pulled every penny of my money and rented for 1200 a month but I wanted the cash.

I also lowered my lease to 6 months.I've evicted for criminal activity, noise violations, failure to maintain the property, abuse, neglect, parking violations, unauthorized animals or people, etc.If you don't have a proven lease agreement and are new to being a Landlord, I recommend you purchase the BiggerPockets Lease Agreement Package for your state.

Try to get the sellers policy, if not make sure to find out if the loan requires earthquake insurance as that can be 4 times the price of a standard package policy.

This will give you an advantage when negotiating and also will open more doors for you in terms of property condition if you are looking for a house with a value add element.