I'm currently a buy and hold investor (utilizing various househacks), but I'm hoping to get into the STR space end of this year/early next year.In terms of your financing options, here are some things that come to mind (albeit may or may not apply to your situation):- Utilize second-home loan option (10% downpayment) if the property qualifies- Utilize a small local bank to see what loan options they may offer (perhaps some may have experience lending on STR?

Here is quoted VRBO policy:"Vrbo, another vacation rental company, states that it does not allow any form of surveillance device inside a property, with the exception of smart devices that are allowed "as long as you have been informed of their presence and given the option to deactivate them."

There are a ton of sub $75k options out there.

I'm a local investor and would love to learn more about seller financing and other creative financing options. 

In person would be preferred but a remote skillbridge is also an option.

I have the option to go into other markets such as Pensacola, FL and Phoenix, AZ with already furnished rental arbitrage. 

@Daniel Morris, if you end up buying in NC I'm happy to introduce you to some great options for buyer agents.

It is an option for sure, but I'm not fully committed to it yet.

Quote from @V.G Jason: Hard pass on all the options above.If you're in Houston, I know a few there.

Seems like the wise move for those unforeseen circumstances that can happen.Love the firm NO on the HELOC option as well.