For something more advanced Lone Star Capital has one on their website you can download for free I believe

It is smart to make sure of a reserve or your borrowers have the cash to get out of a crunch.

You take the cash flow from 5 direct it to one.

Leveraging an owner occupied loan locally most of the time will take far less cash. 

I was applying for a DSCR on my rental property (cash out refinance) and everything seemed ok, my FICO 680, DSCR 1.08, Appraisal $179K, LTV 65%.Unfortunately, the lender cannot close due to derogatory on record on my primary residence.

Feel free to DM me so we can discuss more what you are looking for.

They can go through the most important parts to look out for with the insurance policies and since they go to court with them so often they can give you an idea of how claims turn out with the insurance providers.Feel free to message me directly, I can refer you my insurance adjuster if you would like.

This is a smart way for house hackers to maximize income from properties that might not cash flow as well with traditional long-term tenants.

Feel free to reach out if interested.

The sales rep was saying they guarantee three deals in 90 days or they work for free and not sure if they stand by their word.Thanks