Hi Christian,I work with a very large REO broker that handles properties in the Atlanta area for numerous major lenders and I can tell you that not all listings are on the MLS.

:D Always looking to Network who any RE agent, broker, lender, or another investor living in the Greater San Francisco Bay Area.

I would call a list broker.

Things are in a lot of flux right now, and I've not discussed this with my broker for several months.

During the refi it was never up for sale and as you can see, we are still living here today.He also stated there were some fraud on the lender side but did not share with us what those are since it was the broker and not us that were at fault.

also I am a agent, not broker, I looked into the laws and it seems as though as long as I have a sales license I can manage others properties.

Your best bet for knowing what you could get for a loan is to speak with mortgage brokers or lenders.

Ive Read in several places that if you have your realtor license that you have to pay the 3.5 percent, or whatever your broker's fee is, on persona investment properties, is this true, or does it vary from state to state or company to company?

My broker tells me cash out is limited to 70% LTV.

A good mortgage broker should be able to help as well.