@Patrick RobertsFor now, I have very little capital and a military paycheck so I kind of have to make the right choices or else.

And HUSTLERS find a way, because they create one!

The city plans to also create a "downtown" space just south of there within the next 10+ years.

You make a good point though that this does perhaps create a little more risk of a fair housing violation claim, and I’ll take your advice on numbering applications as they come in.

Did that event create any buying opportunities for you?  

They create a buffer between you and the tenant.

More often than not, when people really start digging in to the data, it becomes a rabbit hole and creates fear- you start looking for some random piece of data that will confirm that there is no risk, which of course, does not exist. 

Most of my clients opt for DSCR loans so I'd be happy to assist.

Once I have an idea on the MTR pricing then I go into an Excel Spreadsheet I created.

Here’s your answer:Depreciation (Line 13/14) – can be added BACK as income Business Use of Home (Line 30) – can be added BACK as incomeVehicle Miles (Line 44A) – can be added BACK as incomeUn-allowed Meals and Entertainment (Line 24B) – is subtracted FROM your incomeIf you have a choice on HOW to deduct the items above then you want to CHOOSE to try to deduct them in those categories.