I would also recommend getting on the VRBO platform immediately. 

On average, U.S. companies last only ten years.

Any thought on this very unique situation?

The rate is higher on a second mortgage.  

Talk to your neighbors, get them on board for your project as the first step. 

And you could put another ADU on it and now it could work. 

Yes, there is a ban on less than 30 day STRs within Ojai city limits, but it is my understanding that outside city limits you just need a permit with Ventura County, the same as Malibu.

@Chris Brown there is a lot of fraud on FB marketplace.

It’s great to see your enthusiasm, and this community is full of valuable insights that can help you on your journey.

Glad to have you as a part of this awesome community and congratulations on your investment!