When you get a cell phone, and sign a lease, then terminate early, you pay a fee.

I have a google voice account that I use for my regular job and I give out my personal cell phone number to friends and family to keep things separated.I need to keep my expenses as low as possible and have thought about getting a magicjack so they issue me a new number.

The guy who cleans carpet for me has a van and a cell phone.

Meaning you spend 750 hours doing real estate tasks OR more hours doing real estate than anything else, which ever is more.You should consider paying a CPA to handle your taxes.

It pairs really well with cellphone functions as well.

You can have it forward to your cell phone, and either have it display the phone number calling you, or the Google Voice number itself, so you can automatically know that it is someone calling about the house.Nothing is absolute in real estate and no two deals are alike.

If it's a text or voicemail, call your cell phone company and have her blocked as a potential inbound caller.

Also with conventional financing, the lender will determine the value during the first year of ownership under most circumstances as the lower of the purchase price or the appraised value, whichever is LOWER when it comes to cash out loans, they do have a delayed financing rule if you paid cash for the house and want to pull it out during the first 6 months but you will still only get to 75% LTV for an investment property based on purchase price. 

Of course I have will have pay the 10% penalty and the proceeds are taxed as ordinary income, but I can take depreciation with properties to offset it.Hope this helps and wish you best of luck in whichever decision you decide on.

I'm not a purist in any sense - I will use whichever product achieves my desired result.