I cannot honestly call them laws, because I firmly believe only the United States Congress has the rights to coin laws here we are having 10,000 agencies each of which issues, illegally If i may say, a ton of those per year.

If you're getting, say, a 5% return in the 401k, and you could get 8 - 10% from this rental, you would be ahead.

I will have to say a mid 90s Honda Accord.

That just means no one wants to spend the time and money to find out what the judge would actually say. A

Sue K.The issues with signing a lease, say a month before move in with just a deposit, is that of they don't pay the first month rent, they have a lease and are a tenant and have the right to occupy it until you go thru the eviction process.

Apologies for the delay everyone - it has been opening week and needless to say...a bit hectic!

And I know you're going to say a lot of people don't have access to the internet.

Unless you meant to say a used gas stove in the first place ...This is the sort of thing that my lease renewal letter would have as option #3 for renewal, where I give the tenant a choice to get something they want to entice them to renew (and bump that rent up of course).

I use Trans Union and Experian and I'll share my thoughts.Life gets messy and we can see it in the CR reports.Fico is interesting but is not as they say 'a leading indicator', it trails reality.Prior settlements, BKs and write-offs, 2-3 yrs back, ignore'm What happened prior  years may establish concerns, but to me the 30,60,90 days  past due are my primary focus; this is the applicants 'current life' - - how much of it do I want?

@Fred Heller Thank you for your inputThat is what i have in mind. i think that with more than a duplex . say a TRI or FOUR, the cost of out of pocket would be much less if any. but its all about the numbers for me. if i could get a better deal for a duplex, i would not mind coming out of pocket to make it work.