The properties I’m looking at are 3 bed/ 2bath, well kept, and don’t require any construction.

The buyer transfers the property over to their name but keeps the mortgage in the name of the seller, continues to make the payments, takes on full responsibility of the property, all repairs, maintenance, etc.. 

Income is a basic requirement for any kind of Conventional/traditional loan.As far as rates, pretty much any 30yr residential investment property mortgage anywhere near par at 85% LTV is going to be north of 7%.

Everyone seems to talk about including the costs of the new mortgage, taxes, insurance, maintenance & capital reserves, and the vacancy projections when looking at realistic cashflow, which we already do for all the properties in our rental portfolio.But we, like many, cant find properties that are making any cashflow sense right now.

For all of my properties, when I acquire them, I open two bank accounts: One for the traditional rent/maintenance, capex, etc. and one for security deposits.

Maybe I'll use one account for maintenance, & taxes.

IRS requires 4.9% interest for tax purposes on an owner financed sale.  1.

If there are any foreign entities involved, there are very strict reporting requirements on reporting said foreign entities.

Mortgage Taxes Insurance Management Maintenance Vacancy Repairs What else ? 

Not one of these BP members told you that Governor Ron DeSantis made a law this year that requires everyone with a mortgage to carry Federal Flood Insurance in two years.