The best lenders will capitalize interest reserve and finance closing costs.

Any 2nd lender has a much higher risk of a loss from the DOS, and that's if they can even wrap their head around the title/loan name issue.

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The only exception(s) to this (if any) are the items reflected on theaccompanying Escrow Holdback Agreement, if applicable.Citizens is authorized to disburse the final draw in the amount of $________________ in accordancewith the executed Disbursement Authorization on file.It is understood that, in the event the Borrower(s) are dissatisfied in any way whatsoever with theremaining construction after completion by the General Contractor, their sole recourse is against theGeneral Contractor.Borrower(s) and General Contractor, jointly and severally, agree forever to fully protect, defend, andsave harmless Lender from and against any right, interest, claim, and each and every of them, ofBorrower(s) or General Contractor against the Lender, against all losses, costs, damages, and attorneyfees and expenses of every kind and nature which the Lender may suffer, expend, or incur under or byreason or in consequence of holding the remaining proceeds as provided herein."

But have heard from lenders that they are "out there".

there's more risk to the lender !

I occasionally enjoy co-hosting (splitting costs) for client events with a lending partner but that is pretty rare as most lenders just want to hold "first time home buyer" classes/events or co-brand online ads for home buyers.  

Not a lot of applications but rejected some out of caution.

Hi all, I'm looking into investing on Montgomery AL, any lenders an also real estate professionals that you guys can recommend for the area? 

I've been a private lender in Seattle for 10 years and have never heard of them.