The DBA is the business name, but YOU are the sole proprietor and file under your Personal SSN.Look at the DBA filing - - there is no SSN or TIN as it is also known.If you want to file under something other than your SSN, the create an LLC or S-Corp - - seek legal assistance to do so and to understand the tax implications.

I don't have to worry about a high debt to income ratio as this will be my first purchase, I have zero debt, and my wife and I have good W2 income.Since the interest rate on a mortgage can have a big impact on cash flow, I figured shopping around for different quotes would be prudent.

Any party connected, finders, promoters are likely liable REI legal history has shown. 

Ocupant owners of mobile homes have way too much debt to buy even at just their un paid balance.  

So just in case i'm denied (They mentioned my income to debt ratio is pretty tight) I can have a back plan with a hard money lender.

Annette - You seem pretty familiar with the general aspects of adverse possession and similar legal issues.

Not sure if this is legal but was something I was thinking about tonight, trying to figure out the best way to use those funds to advance my holdings. 

That's not to say that other Title companies won't "work with" investors, but the "work" you are most likely referring to is legal in nature and in providing those services as an inducement to get your business, these smaller title companies often knowingly walk across that solid yellow line. 

If you can't spend at least up to a few hundred for legal one time then I do not know what else to say.

It might be "6 of 1, half a dozen of the other," but I recommend that the new purchase cover all financing, meaning the mortgage on that house, as well as the financing of the down payment, without having to rely on the first house to pay the debt of the second.