@Franklin Parker Sometimes PM firms have their own handyman, although it could be in your best financial interest to coordinate them separately.

So just seeing what kind of financial advice i can get to drag ourselves out of this slump.

It’s kind of irrelevant, and nothing to worry about hiding.....you’re buying it, you can do what you want with it.....as long as you honor your agreement/obligations.

@Rob Brown Your asset allocation should be determined by your personal financial situation.

My main goal is achieving financial freedom as quick as possible.

I advise meeting the cosigner and letting them know your expectation and the extent of their obligation.

What will you offer the tenant to convince him to make a poor financial decision?

Jay, the seller is obligated to provide a TDS within the time agreed to in the agreement. 

I emailed the agent, and he sent me a financial statement from the room next door, which is identical. 

However, if the owner and his agent are informed that an inspector has found a large issue, the owner and agent are obligated to inform subsequent purchasers (this is true in every state I am aware of).