I would also make sure they pull permits as it is your only protection to determine the work was completed correctly and when you eventually sell the place the buyer's inspector is going to look for a sticker on your box.Depending on the type of wiring in your house grounding the outlets could be a big project as it may require a re-wire.... 

If I use a private lender to fund and have the property rented and ready to refi into a lower interest conventional loan, am I likely to encounter a pre-payment penalty from the private lender if I can refi within a few months?

Lately I have been encountering clients whom think that they can acquire very substantial funding without paying any out of pocket expenses before the close of the loan.

Orwell has our own bumper sticker now that I one day thought of and created that everyone loves....All's well in Orwell. :) That's exactly what I was looking at for Oswego too.

I plan to follow a buy and hold strategy to amass enough passive income through real estate to support myself and my family.I will also use my experience and contacts open in house construction and property management companies to service my properties.I welcome contact from all members in all markets and all sectors for advice encouragement, or anything positive I can use and pass on to the next person I encounter on this journey.

One of the things I've encountered so far is you really have to swoop in.

I've encountered this before, and assume they don't want to waste their time reviewing an app for someone who isn't qualified.

I would think like networking events and just general encounters.  

If a guy pulls up with a budwieser sticker in his beat up old truck, I'm going to assume he gets lit on fridays and isn't going to treat my place well. - Forward progress in Life - Personally, I want people who will stay 2 to 4 years at a rent that makes sense and then move out so I can increase the rents and do any revitalization work that needs doing or repairs required that went unreported during their tenancy. 

We have recently encountered a problem with the Louisville Water Co.