My job can be demanding and I'd take the hit $$$ over having to deal with less stress of airbnb turnover.

That’s a tough one especially in today’s society.  

For me, it is not about the money I would make during this but more about having the visibility into what kind if income this property can do to make the purchase less risky and stressful.

You can drastically reduce the amount of stress you will endure when you have enough reserves that you can just write a check and know that it is part of the business.

I did 95% of everything, so it can be overwhelming and stressful, but figuring out how to overcome obstacles and reaching new milestones was even more rewarding.

Hiring bad contractors is the quickest way to end up low on funds and stressed out.

The stress test was also another factor making it harder for the bank to lend.Rather than locking away all that equity in the DP on a buy and hold, I am now interested in trying the BRRRR method; however, I am worried that during the refi the ARV will make it unsustainable to the bank if I cannot achieve the high rents they require to make the mortgage work under the stress test.I know there are lenders out there that would be easier to work with on a BRRRR, but the Big 5 bank rates are very attractive right now.Also, are there lenders out there that would finance the initial purchase and then allow for a refinance say, 6-months later after the renovation and tenants are in place? 

Sounds like a lot of work and stress.

I get very stressed thinking about the potential eviction. 

While it's likely that it could be auto renewed, there is less stress knowing that you are set for 20 to 30 years than wondering if you will have everything wrapped up and paid back when your heloc comes due.