(Seasonal)Worked some dumb jobs over winter and took a month off, then I just started back up on Construction last month and now im making about 5500 NET a month..I have not enough credit to even get a credit card..I have bills , Rent, Insurance, Cable/Internet, Cell phone, etc all PAID FULL on time for the last 6 months, So if that counts...Before that I had a cell phone for 3 years always paid on time..Anyways , doubtful?

The only thing I can think of that may become an issue would be the chain of title or the seasoning on title.

If there was a wholesaler in my area who could consistently find good deals I would have it made but most wholesalers here are not very seasoned and wind up paying too much for a property.

The new subject purchase wouldnt qualify.Most reduced doc high ltv loans have vanished as well.FYI - Full Doc requires that you have at least 6 months of the expected mortgage payment, inlcuding taxes/insurance, verifiiable in liquid assets seasoned for 60 days.

I am seeking the help of seasoned commercial funding professionals.

I am not a seasoned pro investor.

yes, there are lenders that will refinance the house without seasoning of title, many more will do so after 3 months of seasoning and even many more after 6 months.

Throw away the old storm windows and seperate screens that you have to swap out each season for these relatively inexpensive combo units that install on the outside of the window frame in about 5 minutes each (once you have measured for proper size, and had them either custom made or are able to fit standard sizes where possible).

These clubs are struggling too and most people there come are just curious--not seasoned investors.

But as I said I am still learning and one of the seasoned veterans could probably answer your question much better then I could.