Is it feasible to obtain a loan or a good old boy agreement where a lender offers 100% financing for both the purchase price and construction costs at hard money rates, secured by a second position on the borrower's other properties?

Hi Tara,The 12 month seasoning is pretty standard as it is not lender specific - it's a Fannie Mae/Freddie Mac guideline.

Are you referring to private money specifically as like an individual person investor or also including real lending companies like Hard Money Lenders / Private Lenders? 

Also, I have done a couple of non recourse loans with Private Lenders on a shorter term basis.

More specifically setting up an LLC as a Canadian, navigating cross-border taxation, finding lenders, and going through the acquisition process as an international investor.Thanks in advance for anyone who has advice!

When you get a mortgage on a personal name and you transfer it to an llc after you close the lender is able to call the loan . have to be careful with that 

We can discuss further when you are ready for a deal review!

I would check out Banco Popular or a local hard money lender. 

In Gary Keller’s book, Shift, he lists 25 creative options that are most common, but barely scratch the surface:- Seller Contributions- Seller-Funded Permanent Buydown- Seller-Funded Temporary Buydown- Owner Financing- Contract For Deed- Seller Second Lease Option And Lease Purchase- Seller-Assisted Down Payment- Wraparound And Assumable Mortgage- Gift Funding- Selling And Refinancing Existing Assets- Non-Occupied Co-Borrowers- Using 401(K)- Temporary IRA Transfer- Pledged Asset Mortgage- Equity Transfer And Bridge Loan- Employer-Assisted Mortgage- Lender-Funded Buydown- Fannie Mae’s “My Community Mortgage”- Running Scenarios With Automated Underwriting Systems- Adjusting Amortization Period To Lower Payment- Adjusting Interest Rates To Cover Closing Costs- State, Province, And Local Grant Or Bond Programs- Mortgage Credit Certificate- Private LendingHe said these options barely scratch the surface.

Would raising just the 20% from private lenders and then getting a loan based on the down payment not be looked at favorably.