I have a full time job so flipping is not really a good alternative, plus plan B on a flip that went wrong would be to hold and rent it and that would prevent me from returning the money within a year.

Your fears are thoughtful and preventing a loss you may never recover from.

The bank cannot refuse to accept the financing because they accepted your cash offer that still reserved your right to pursue financing and you still have your "ace in the hole" of having cash if you did have to use it.Obviously confirm that the PA you are using does not have language preventing this, but it may help you get deals like this closed.

Score wise, my loan person says it's good, just that I have that line item on my credit prevents me from getting a Conventional Loan through her.I might try asking more loan officers to see what they say.

This keeps the frost out of the soil beneath the slab on grade and prevents the freeze/thaw cycle that could wreak havoc on a finished interior space. 

But we laid in a mastic material that we use for door & window installs to keep the joints tight & hopefully waterproof.We also had to cover them to prevent water pooling.

You'll need to brush on La state laws regarding preventing mechanics liens on properties.

I have one house which gets clogged 4 times a year and looking to see what's effective for (leaves, helicopters, seeds from trees)

If the bank or developer has control they have a vested interest in keeping HOA solvent...so they may prevent that.

Does anyone have a solid statement to add to a lease agreement that either prevents the activity or shifts the abatement costs of eliminating strong, lingering odors to the tenant?