I have four properties and three are with my VA loan.

That's the kind of talk you'll hear from every get-rich-quick guru on the planet, kind of like "7-Minute Abs" or Hydroxycut weight-loss pills.Just look at what he promises: you don't need to use your own money, you don't need to inspect the properties, you'll spend very little time on the deal, you aren't personally liable for the loans and debt, you'll work less and earn more...This can all be true if you know what you are doing.

@Bill B.1) Home is worth $220k now, principal balance on loan is $179k.

We're certainly seeing a very high demand on the investor side for loans in the area.

Is it better than Hard Money loans?

There are a lot of programs available to help with renovation costs being built into the loan on a primary residence purchase.  

Just did my second on line Notary as seller.. 

Home in question: https://www.zillow.com/homedetails/120-Ramon-Cardenas-Dr-Del...Background:I'm closing on a 4-plex in a couple weeks that I will owner-occupy. 471500 purchase price using 0% down VA loan.

Check out ways to pay, like loans, talking with money lenders, or teaming up with others.

If you do this, you'd both be tied to the loan.