Your ideal window doesn't have to be in one year windows if you find a great house hack.

It's a special product.Regarding not having a standalone HELOC product, in 2022 during the heat of the low rate boom we did suspend our standalone product, and I can absolutely understand that wasn't ideal!

I know of a few programs that can go below a 50k purchase and it’s about how much do you want to spend and the type of work you want to put in. 

Ideally I'd like to buy something with a few acres to build an art studio for multi media work, gallery and perhaps a few small cabins for people to visit with us. 

Not ideal obviously, but like you said, i can use it to purchase something that will have more value here.  

If you mean last March as in 2023, you can pull cash based on the appraised value now with most types of financing.

Over 10 is when you need to do a security offering of some type.

I am wondering what's the best type of deed to use to sell a vacant lot I have from my LLC to my personal name.

Here are some Propstream filters that a lot of my investor clients have found helpful: VacantNon-Owner OccupiedHigh EquityOff Market# Years of Ownership, Minimum 5 YearsMaximum Value = Median House Price for Entire MarketOwnership Type = Individual & TrustSingle Family homesYear Built Before 2000Minimum 3 Bedroom, 2 BathroomThese can be great opportunities.

For that specific type of loan, this looks normal.