And my clients have to scramble (usually then choosing to talk with one of the local lenders I told them about) and we get to closing....they're stressed out, and I'm like "local lenders have a brick and mortar office you can go to, sit and talk with them eye to eye, and they have a track record with my past clients"...local lenders most always out-perform the large national lenders that advertise how great they are.Often, people will end up refinancing after 1-5 years anyway, so the absolute lowest rate is often a moot point.  

I don't mean how they portray people in a movie---but actually look with your eyes at LOCAL businessmen and COPY them....

Tenants get behind and they cant catch up, and the PM makes excuses for a year before the investor realizes that MAYBE just maybe it was a screening issue, or pricing issue or whatever...

Get the bank to convert your mortgage to a first lien HELOC.It may appear on paper that you'll have a higher interest rate, but don't trust your eyes.

While you may not want to hire a property manager to manage the property, many PM's offer "catch and release" to help you find a solid tenant, get it leased up and pass it over to you.Usually for their services they may charge 10% of first months rent and maybe some other small fees but they will take on the professional pictures, listing on various platforms, showing to agents/potential tenants, running background and credit checks, and legally drafting all lease paperwork.I have personally done this before and it is definitely worth the money, freeing up my time to work on growing my business.

Also, just keep a constant eye on listings.

I would just like to get a 2nd or 3rd eye on it.

If you change the way you look at things, the things you look at change right before your eyes!!

I have been searching for ways to increase my income and wealth and real estate investing has caught my eye.

or somehow negatively affect our financial statement in the eyes of the banks?