It seems to me that there may be something else out there that may be a better fit for you at this point, though granted, I don't know your personal circumstances (wife, kids, etc.)From my perspective, it seems that if you don't have the cash to put down on something, then you have few options other than moving and getting favorable down payment terms.

Well I think you're taking the wrong approach and you don't seem to understand the difference between personal credit and personal cash flow.There are no circumstances I can think of where anyone should use personal cash flow for property investment purposes.

Grettings BPIm back in Indiana for a 2 weeks due to unfortunante circumstances, my good ole granny passed away. 

I know that these are extreme ideals but under the right circumstances I think it is possible.Any advice is welcomed and I hope to become a helpful member of the BiggerPockets community.

What circumstances are ideal for each of these options???

I am not an lawyer (and I do not play one on TV ;-)) but I went looking on masslegalhelp.org and found this nugget on Federal public housing:Federal public housingIf you are applying for federal public housing, a housing authority  must deny your application if it finds that:A household member is currently engaged in illegal use of a drug, or the  Housing Authority has reasonable cause to believe a household member's illegal  use of a drug or pattern of illegal use of a drug may threaten the health,  safety, or right to peaceful enjoyment of the premises by other residents.1 The Housing Authority has reasonable cause to believe that a household  member's abuse or pattern of abuse of alcohol may threaten the health, safety,  or right to peaceful enjoyment of the premises by other residents.2   Importantbefore denying a person housing based on illegal drug use or alcohol  abuse, a housing authority may consider evidence of rehabilitation3.Any member of your household is subject to a lifetime registration  requirement under a state sex offender registration program.4 Any household member has been convicted of the manufacture or production of  methamphetamine in federally assisted housing.5 Any household member has been evicted from federally assisted housing for  drug-related criminal activity within the past three  years.6   ImportantA housing authority can also let your household in if the person who  engaged in the drug-related criminal activity has  successfully completed a supervised, approved rehabilitation program, or if the  circumstances leading to the eviction no longer exist—for example, the household  member has died or is in jail.7 In addition to the automatic denials listed above, a housing authority  may deny applicants "whose habits and practices reasonably may  be expected to have a detrimental effect on the residents or the project  environment."8 This means that a housing  authority has wide discretion over whom it allows  into its federal public housing programs.

I'm not sure if there are any special circumstances in this case, but I see HOA's foreclosing consistently After the bank has filed the LP.  

Usually don't waste time looking at it since the numbers don't make sense under any circumstance.  

@Rob Cee If you are thinking of selling using a LO or CFD to an owner occupant i.e. someone who will be living in the property as their primary residence, I would highly recommend that you see a competent attorney to help you navigate the legalities of doing it correctly or even the soundness of doing it at all depending on your circumstances.

Hi Jennifer, welcome to BP.Sorry to hear about the unfavorable circumstances that lead you to get into real estate.