This is common in San Diego and as you were able to conclude the initial cash flow at high LTV will be big negative. 

Hi Jin, I personally love Columbus Ohio and as someone who works with a lot of out of state investors - there's so many catalysts for why you should invest here.

I have been slowly developing a relationship with several wholesalers, several repair people and a young and ambitious Real Estate Agent for the sales end.

I've been warned that tenants can go months without paying rent and a situation like that would make it hard for me to keep up with payments.2) New Brunswick.

Beside the use of a single asset entity as noted above, the basics available to all are that your retirement funds are exempt from creditor attachment either through Federal or state law; annuities and insurance is exempt in Texas, Florida and a number of other states, as well as homestead exemptions.

These tenants rented a two bedroom and one bathroom and as a bonus I gave them also this small garage storage (too small to fit a car). 

It was built in 1996 and has 4 bedrooms, 3.5 bathrooms, and a 3-car attached garage.

I used Zillow and a previous realtor that we bought 2 other homes with.

Just the standard builder lender and a realtor that I bought my second house with.

You and a lot of other people that bought on tight margins with a low adjustable interest rate are in the same boat right now.