@Jay WeathersbyYou entered the annual insurance premium instead of using the monthly equivalent.

We are here to learn and develop a strategy to enter the market by learning from the many successful investors that have gone before us.

To me I see the route of owner financing as me the investor really entering the financing business rather than the real estate business, however I do see the upside for returns as lender cause your value is in bringing credit to an under-served market which comes with a premium.

That will open up ways for you to learn and possibly enter into deals with people along the way. 

With this being said I have three questions.1) What would be the most beneficial way to structure the deal2) Is it better to refinance as soon as possible or stretch out the seller financing as long as she would be comfortable with it3) How to enter a deal like this into the BP calculator if I am not getting a traditional loan right awayThank you in advance and I really appreciate your time.

However you must be of legal age (18 years old) to enter into a legally binding contract.

i bought property at tax sale auction in Dekalb county Georgia, over 12 months ago, now i am doing barment, i published ad news paper, i sent 30 days notices to ex owners and all parties might have interest, and the property now it empty / unoccupied.my question is: if 30 days notice expired and no body redeemed, can i enter the property and start to fix / repair the property, and rent it??

And since you have to give 24 hr notice before entering, they'd just take the gun somewhere else for the time being.

What if somebody tries to live in the shed, or cook meth in it... does your lease give you the right to enter/inspect? 

Oh I didn't look closely enough - you're right of course, you should go back in and edit the report to reflect more realistic refinancing at 75%.Unfortunately, the calculator doesn't cover every possible financing situation, but the BRRRR calculator does let you enter loan information for the original purchase as well as details of a new loan for the refinance, so you should be able to edit the report to reflect the initial hard money loan component you mention.I went into the BRRRR calculator and tried to recreate your report but adding an initial HML with 30% down at 9% and with some points and fees, rather than a cash purchase, and it certainly didn't look as good at the end.