(Which ever results in lower taxes.) and maybe the buyer could buy the tax free portion from your uncle and then make installment payments to your mom. 

@Jennifer Durkee Whichever service you go with, I'd ensure that you de-duplicate your list because, on a list with 10,000+ records on it, you'll likely have 200 - 400 of those as duplicate homeowner records.

I know who's there and I understand most of them are there based on a never-ending string of bad decisions, few of which ever improve. 

1) imagine how much better your life is than that millionaire…5 channels on a 12” tv, no cellphone, no internet, was probably in their 50’s or 60’s, probably died in their 60’s, rarely flew or travelled internationally, etc etc etc…the middle class lives better than millionaires did.  

This, plus make sure you got your self situated with fixed savings for your life. 8-10 months worth of expenses or salary whichever is higher.  

The borrowing out of a 401k is very limited in time and amount ($50k or 50% of the value, whichever is lover).

. --(1)(A) An aggrieved person may commence a civil action in an appropriate United States district court or State court not later than 2 years after the occurrence or the termination of an alleged discriminatory housing practice, or the breach of a conciliation agreement entered into under this title, whichever occurs last, to obtain appropriate relief with respect to such discriminatory housing practice or breach.

Good luck whichever way you go.

Another trick I have to verify employment is calling the main phone number and asking for HR, instead of using the direct line or cell phone they provide.

The agreement stated that I should pay 2.7% or $1,000, whichever is greater, with the property coming in at $40,000.However, I was just speaking again with the realtor, asking about wiring instructions, and he told me he “usually charges a flat fee of $2,000 on transactions under $50,000.”My question is: Is this fair?