That is a good start.

-We have to move forward to help mitigate this problem b/c one owner lives 3 hours away and I live 30 min away and can't be at the house daily to empty dehumidifiers.

That period of time may be more or less relevant individual investors, but it is the obvious starting point for the discussion.

A couple years ago, on a cost per ft basis, existing home sales started exceeding the cost to build new so that drives things. 

However, I do think if you can hold out for 1-3 years you might see rates drop a bit and insurance drop a bit, and I feel pretty confident we'll start seeing 3%+ organic rent growth per year in the next 2-4 years again.

I think condos are starting to come down a little bit.

Thats when things started feeling scam-ish... 

Let me start by saying all PM's are not the same and I have seen some very weird things happening out there.

Although rates are starting to creep down, the cost of housing is not.

I just started applying for lending and have excellent credit with zero debt so it shouldn't be a problem.